Terms of Service
Effective date: December 28, 2025
1. Acceptance of Terms
By accessing or using https://www.kolate.com (the “Website”), you agree to be bound by these Terms of Service (“Terms”) and all applicable laws and regulations. If you do not agree to these Terms, you may not use the Website.
2. Changes to Terms
Kolate may update these Terms from time to time. Changes will be posted on this page with an updated “Effective Date.” Your continued use of the Website after any changes constitutes acceptance of the revised Terms.
3. Use of the Website
You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of others or restrict or inhibit their use of the Website. You may not:
- Use the Website for any unlawful purpose
- Interfere with or disrupt the operation of the Website
- Attempt to gain unauthorized access to any portion of the Website, accounts, or networks connected to the Website
4. Account and Form Submissions
Certain features of the Website, including contact forms or inquiries, may require submission of personal information. You agree to provide accurate information and to comply with our Privacy Policy when submitting forms.
Information submitted through forms is processed and stored by Kolate and its service provider, Wufoo (SurveyMonkey). By submitting forms, you consent to the collection and processing of your information as described in our Privacy Policy.
5. Intellectual Property
All content on the Website, including text, graphics, logos, images, and software, is the property of Kolate or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.
6. Third-Party Links
The Website may contain links to third-party websites. Kolate is not responsible for the content or privacy practices of any third-party sites. Accessing these links is at your own risk.
7. Disclaimers
The Website and its content are provided on an “as-is” basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. Kolate does not guarantee the accuracy, completeness, or reliability of any content.
8. Limitation of Liability
To the fullest extent permitted by law, Kolate shall not be liable for any indirect, incidental, special, or consequential damages, or damages for loss of profits, revenue, data, or use, arising out of or in connection with your use of the Website.
9. Indemnification
You agree to indemnify and hold harmless Kolate, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, obligations, losses, or liabilities arising from your use of the Website or violation of these Terms.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of [Insert State, e.g., Ohio], without regard to its conflict of law principles. Any disputes arising from or relating to these Terms or the Website shall be resolved in the courts located in that state.
11. Contact Information
If you have questions about these Terms or the Website, please contact us via the Website.
12. Entire Agreement
These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Kolate regarding your use of the Website and supersede all prior agreements and understandings.